Frequently Asked Questions

cambio.ao is a free informational platform that aggregates and displays exchange rates from various banks and currency exchange houses in Angola, as well as informal market rates. Our goal is to provide transparency and facilitate comparison of rates in one place.

cambio.ao is operated by Exponencial Lda., a company registered in Angola. We are a team dedicated to bringing more transparency to the Angolan currency exchange market.

Yes, cambio.ao is currently completely free. We are considering introducing premium plans in the future with additional features, but basic access to rates will always remain free.

We collect rates from two main sources: (1) Official rates from Angolan banks and authorized exchange houses, obtained directly from their public channels (websites, official communications); (2) Informal market rates (parallel market), obtained through market monitoring and anonymous reports.

Official rates are updated automatically every hour during business hours. Informal market rates are updated several times a day based on market activity. The last update date and time is always displayed next to each rate.

Each bank sets its exchange rates based on several factors: internal liquidity, operational costs, currency availability, commercial strategy, and Central Bank guidelines. This is normal and legal in a competitive market.

Differences exist due to several factors: limited access to foreign currency through official channels, high demand for foreign currency, bureaucratic restrictions, and risks associated with the parallel market. These differences reflect currency market dynamics in Angola.

"Kandonga" is a popular term in Angola that refers to the informal (or parallel) exchange rate. This is the rate practiced in the informal market, outside of banks and authorized exchange houses. It is important to note that exchanging currency in the informal market is illegal in Angola.

Importante: De acordo com a Lei Cambial (Lei N.º 5/97), estas operações são ilegais em Angola e podem resultar em penalizações. Apresentamos estas taxas apenas para fins informativos e educacionais.

The value of 100 dollars in kwanzas varies daily and between banks. Use our converter to see the current value with rates from 18 Angolan banks. On average, 100 USD equals approximately 96,000-97,000 AOA, but rates change frequently.

→ Ver conversão actual de 100 USD para AOA

The best rate varies daily. Use the "Daily Rates" page to compare current rates from all 18 banks. Generally, the difference between the best and worst rate can represent savings of 1-3% on the total transaction value.

→ Ver o câmbio do dia — ranking de todos os bancos

Buy Rate: the bank buys foreign currency from you (use when SELLING dollars/euros). Sell Rate: the bank sells foreign currency to you (use when BUYING dollars/euros). The difference between them is the spread, which represents the bank's margin.

The value of 100 euros in kwanzas depends on the day's bank rates. Use the converter to get the exact value. On average, 100 EUR equals approximately 105,000-106,000 AOA, varying between banks.

→ Ver conversão actual de 100 EUR para AOA

No. cambio.ao is an informational platform only. We do not conduct currency exchange transactions, do not handle money, and do not connect buyers and sellers. We only display rates for comparison.

No. It is illegal in Angola.

According to the Exchange Law (Law No. 5/97), currency purchase and sale operations can only be conducted by the Central Bank of Angola (BNA), commercial banks, and exchange houses duly authorized by the BNA. Exchanging in the informal market (with "kinguilas") is a violation of Angolan law and may result in penalties.

We display informal rates for informational and transparency purposes only. Knowing that these rates exist and understanding their nature helps users make informed decisions and understand market dynamics. Displaying this information does not constitute promotion or encouragement to use the informal market.

Yes. We do not collect financial or transactional data since we do not conduct exchange operations. The data we collect (such as website usage) is minimal and protected according to our Privacy Policy. We use secure connections (HTTPS) and follow data protection best practices.

It's simple: (1) Select the source currency (what you have); (2) Enter the amount you want to convert; (3) Select the destination currency (what you want to obtain); (4) The converter will automatically show the converted amount based on the best available rate.

Conversor Simples: Usa o câmbio médio de todos os bancos. Ideal para estimativas rápidas.

Conversor Avançado: Permite selecionar bancos específicos, escolher entre compra/venda, ver gráficos históricos e comparar múltiplas taxas simultaneamente. Ideal para planeamento financeiro detalhado.

On the "Daily Rates" page, you'll find a complete table with rates from all banks and exchange houses. You can sort by different columns to find the best buying or selling rates.

Yes! Our website is fully responsive and optimized for mobile devices. You can access it from any smartphone or tablet through the browser.

This may happen for a few reasons: (1) The bank has not yet updated its rates today; (2) There is a temporary problem with our data collection system; (3) The bank does not publicly display its rates. We are constantly working to expand our bank coverage.

Rates can vary during the day. The rate you see on cambio.ao is the one displayed publicly by the bank at the time of the last update. Additionally, some banks may practice different rates for special clients or large transactions. Always confirm the rate directly with the bank before conducting a transaction.

We appreciate your help! You can report errors or send suggestions through our email: contact@cambio.ao. We will investigate and respond as soon as possible.

O cambio.ao funciona melhor nas versões mais recentes do Google Chrome, Mozilla Firefox, Microsoft Edge e Safari. Para uma experiência optimal, recomendamos manter o seu navegador actualizado. A plataforma é totalmente responsiva e funciona também em dispositivos móveis.

We are considering introducing premium plans in the future with additional features such as: rate alerts, advanced historical analysis, API for system integration, and custom reports. However, basic access to rates will always remain free.

Yes! We are already planning the development of a native mobile app for Android and iOS, with additional features such as notifications and a faster experience. Stay tuned to our announcements.

Yes, we are constantly working to expand our coverage. If you know a bank or exchange house that is not yet included, let us know through contact@cambio.ao.